RARCRemark

RARC N130: Consult plan benefit documents/summary plan description for further information

Check your plan documents for the specific rule that caused this adjustment.

What this means for your claim

The insurer is directing you to your Summary of Benefits and Coverage (SBC) or Evidence of Coverage (EOC) for the relevant policy language.

What to do next

  1. 1

    Pull your SBC or EOC (available through your employer or insurer portal).

  2. 2

    Look up the service type in the benefits schedule to understand what's covered and under what conditions.

  3. 3

    If the plan document contradicts the denial, use that language in your appeal.

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