CARC 1: Deductible Amount
This portion of your bill is being applied to your annual deductible. You owe this amount until your deductible is met for the year.
What this means for your claim
Your insurance processed the claim but the amount shown was applied to your deductible — meaning you haven't reached the dollar threshold your plan requires you to pay out-of-pocket before full coverage kicks in.
What to do next
- 1
Verify your year-to-date deductible accumulator on your insurer's member portal matches what the EOB shows.
- 2
Confirm the claim was processed at the in-network rate. If the provider is in-network, the allowed amount should reflect the contracted rate.
- 3
If the deductible amount looks higher than expected, request an accumulator explanation from member services and compare it to previous EOBs.
Have more codes on your EOB?
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